Kia HP Finance - Hire Purchase Finance Explained

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What is Kia Credit HP?

Hire Purchase is an easily understood asset finance product whereby you hire your car over a fixed term for a fixed monthly instalment and you can purchase the car at the end of the term for a small additional fee.

How does this HP Finance Option work?

The credit is secured against your car. Once all the instalments have been paid and on payment of the purchase instalment, the car then belongs to you.

Is the HP agreement for a fixed period?

No you can choose from 24, 36 or 48 months.

Is there a minimum deposit for Kia Credit HP?

Yes your deposit and/or trade in must be a minimum of 50% of the Recommended Retail Price of your new Kia.

Is the amount quoted on the calculator the amount I will pay?

No this quotation is indicative only. Your Kia dealer will give you an exact quotation.

Who is the credit provider?

The credit provider is Bank of Ireland Finance which is a registered trading name of Bank of Ireland.